NEW! Kasasa Cash^® and Kasasa Cash Back^® Checking!

Are you ready to revolutionize the way you bank? We are thrilled to introduce you to Kasasa Cash and Kasasa Cash Back Checking – more than just a checking account, it is a lifestyle change where banking becomes rewarding and your financial goals are closer than ever. Say goodbye to ordinary checking accounts and hello to extraordinary benefits! 

Really High Dividends	Cash Back
4.00% APY up to $10,000 0.25% APY on portion of balance above $10,000*	4.00% cash back on debit card purchases
.05% APY if qualifications are not met	Earn up to $120 cash back per year, $10 per month
Refunds up to $15 on ATM withdrawal fees, per month (Max $5.00 per transaction)
No minimum balance to earn rewards
No monthly maintenance fees - so your money stays with you
Free digital banking services, including: Free online banking and bill pay Free mobile banking with mobile deposit Free e-statements

Earning Rewards Could Not Get Easier

Just do a few simple things you are probably already doing. Enrollments must be in place and all of the following transactions and activities must post and settle to either your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 12 debit card transactions

• e-Statement required

• Online Banking or Mobile Banking login required (Minimum once a month)

We understand life gets busy. If you do not meet the qualifications one month, your account is still free and you can try again the following month.

Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Go to https://www.idbglobalfcu.org/ or contact us at 202-623-3363 for specific Monthly Qualification Cycle dates.
"Banking Day" means any day on which an office of the credit union is open to the public for the purpose of carrying out substantially all of its banking functions or for processing.
"Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day.
"Statement Cycle" means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder's account. Go to https://www.idbglobalfcu.org/ or contact us at 202-623-3363 for specific Statement Cycle dates.

Reward Information:
Kasasa Cash and Kasasa Cash Back qualifications are waived during the initial Monthly Qualification Cycle, and you will automatically be eligible for the rewards
as described below, for that Statement Cycle. Account qualifications go into effect beginning the second Monthly Qualification Cycle.

Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:
Kasasa Cash: daily balances up to and including $10,000 earn a dividend rate of 3.93% resulting in an APY of 4.00%; and daily balances over $10,000 earn a dividend rate of 0.25% on the portion of the daily balance over $10,000, resulting in a range from 4.00% to 0.63% APY depending on the account's daily balance. APY calculation range above is based on an assumed balance of $100,000. Rates and rewards are variable and may change after the account is opened.
Kasasa Cash Back: you will receive 4.00% cash back on up to a total of $250 qualified debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash-back payments may be earned per Monthly Qualification Cycle.

You will receive reimbursements up to $15 for ATM withdrawal fees, a maximum of $5 per transaction incurred within your Kasasa Cash or Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified. NOTE: ATM fee reimbursements only apply to Kasasa Cash and Kasasa Cash Back transactions via ATM.
Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, ATM withdrawal fees are not reimbursed and the entire daily balance in the Kasasa Cash account earns 0.05% APY.
Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle.
Cash back payments and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 08/28/2023.
APY calculations are based on an assumed balance of $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: 
Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
No minimum deposit is required to open the account.
At least 12 debit card transactions monthly, online banking or mobile banking login required (Minimum once a month), e-Statement required are condition(s) of these account(s).
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons is required to meet some of the account's qualifications.
Limit of one account(s) per member number.
There are no recurring monthly maintenance charges or fees to open or close this account.
This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Federally insured by NCUA.

Trademarks: 
Kasasa, Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Truth in Savings Account Disclosure - Savings & Checking