Personal Line of Credit

A Personal Line of Credit is an open-ended loan that provides immediate access to funds. It is used primarily for overdraft protection, as well as home improvement projects or emergency situations.

If used for overdraft protection, your Line of Credit is readily available through your checking account for whenever you need and you may access it using Online Banking, your debit card and ATM's. You only owe the amount you actually use, so you only pay interest on that amount! Meanwhile, it sits there as funds you can tap into as necessary.

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Questions? Just contact our Lending Department to get started.

Personal Loans

Low rates and flexible repayment terms make this loan an attractive option for any eventual need you may have.

Personal loans are great for tailoring monthly payments to your budget while using the money on your own terms. We offer a fixed monthly payment, so even if the interest rate changes, you never face a monthly payment increase.

Why apply for a personal loan:

1. Debt consolidation: refinance existing debts such as high rate credit cards or multiple existing loans into one manageable payment.
2. Finance a one-off purchase such as vacation, home improvement projects not secured by the equity on the house, or a new or used vehicle.
3. Payment for unexpected expenses such as medical bills, emergency vehicle repairs (if not covered by insurance), or urgent home repairs.
4. Financing for business projects, whether to begin or expand a company, or cover the startup costs without collateral.
5. Paying a large tax debt owed to the IRS to avoid high interest and penalty fees.

Apply NowCURRENT RATES

Questions? Just contact our Lending Department to get started.

Family Support Loans

We have you covered anytime, anywhere, so you can focus on what’s really important to you. That’s why our Family Support Loan is tailored to provide access to short-term interest loans in order to help families at special times that are the milestones of life. Qualifying members can borrow up to $15,000 at reduced interest rates, with repayment of up to five years.

Why apply for a family support loan*:

1. Financing serious illness of a family member or even funeral expenses such as a casket, burial, urn, cremation, or any other bereavement event costs.
2. Funding adoption or birth expenses, citizenship application, agency fee other administrative fees.
3. Paying for wedding expenses, from the engagement ring to venue rentals, musicians, decoration and more.
4. Affording unexpected expenditures caused by natural disasters (earthquake, fire, flood, etc.)
5. Funding relocation outlays for employment such as truck rental, moving insurance, temporary storage, new lease contract, or any other moving supplies.
6. Bankrolling medical bills resulting from a traumatic event like severe injury or illness, infertility treatment, etc.

*We will require documentation as evidence to prove any of these special situations.

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Questions? Just contact our Lending Department to get started.